Payment Policy

Effective Date: January 18, 2025

At ChicXXFlair, we strive to provide a seamless and secure shopping experience for our customers. Our Payment Policy outlines the methods of payment we accept, payment processing, and other important details related to transactions. By making a purchase through our website, you agree to the terms set forth in this policy.

1. Accepted Payment Methods

We offer several secure payment methods to ensure that our customers have a variety of options to choose from. The following payment methods are accepted on our website:

      • Credit and Debit Cards: We accept major credit and debit cards, including but not limited to:

        • Visa
        • MasterCard
        • American Express
        • Discover
        • JCB
        • Diners Club

      • PayPal: You can make payments via PayPal by linking your PayPal account or using a PayPal credit/debit card.

      • Apple Pay: Customers can choose to use Apple Pay for secure and fast payments.

      • Google Pay: We also accept payments via Google Pay for Android users.

      • Shop Pay: Shop Pay allows customers to complete transactions quickly and securely by saving payment information for faster checkouts.

      • Gift Cards: We accept ChicXXFlair gift cards for purchases. You can redeem your gift card at checkout.

2. Payment Processing

      • Payment Authorization: When you place an order, we will authorize your payment method to confirm the funds are available. This is not a charge but a pre-authorization to ensure that funds are available for your purchase.

      • Payment Completion: Once your order is processed and shipped, we will complete the payment transaction, and you will be charged for the full order amount (including taxes and shipping fees, if applicable).

      • Currency: All prices listed on our website are in USD (United States Dollar) unless otherwise stated.

3. Billing Information

      • Accuracy of Billing Information: You agree to provide accurate and complete billing information, including your name, address, phone number, and payment details. If any information is incorrect, it may result in delays or issues with your order.

      • Verification: For security purposes, we may verify your payment information before processing your order. This could include a phone call or email verification.

4. Taxes

      • Sales Tax: Sales tax is applied to your order based on the shipping address and applicable tax rates. The tax amount will be calculated and displayed at checkout before you complete the purchase.

      • International Orders: For international shipments, additional taxes, customs duties, or import charges may apply upon arrival in the destination country. These charges are the responsibility of the customer and are not included in the price of the product at checkout.

5. Order Confirmation

After completing your purchase, you will receive an Order Confirmation email detailing your order, including the items purchased, total cost, taxes, and shipping charges. Please review this email to ensure everything is correct.

      • Payment Confirmation: Your payment will be processed immediately after the order is placed, and you will receive a payment receipt along with your order confirmation.

6. Payment Declines and Issues

If there is an issue with your payment (e.g., insufficient funds, expired card, incorrect billing address), we will notify you via email. In this case, we may ask you to update your payment method, and your order may be delayed until we receive a valid payment.

      • Payment Failures: If payment is not successfully processed after multiple attempts, we reserve the right to cancel the order or request an alternate payment method.

7. Security and Data Protection

We take the security of your payment information very seriously. Our website uses industry-standard encryption technology (SSL) to protect your personal and financial data during the transaction process. We do not store your credit card details on our servers.

      • Secure Payments: Our third-party payment processors (PayPal, Apple Pay, Google Pay, etc.) follow strict security protocols to protect your financial information.

      • Privacy: For more information on how we collect and protect your personal data, please refer to our Privacy Policy.

8. Refunds and Chargebacks

      • Refunds: If you return a product in accordance with our Refund and Returns Policy, your refund will be issued to the original payment method. Please note that it may take several business days for the refund to appear in your account, depending on your bank or payment provider.

      • Chargebacks: If you initiate a chargeback with your payment provider, we may suspend your account and restrict future orders until the issue is resolved. We encourage customers to contact us directly if there is any issue with their payment or order to resolve the matter promptly.

9. Order Cancellation

      • Order Changes or Cancellations: If you wish to modify or cancel your order, please contact us immediately after placing the order. We process orders quickly to ensure timely shipping, and once the order is shipped, it cannot be canceled.

10. Modifications to the Payment Policy

We reserve the right to modify or update this Payment Policy at any time. Any changes will be reflected on this page with an updated effective date. Please check this page periodically for any updates.

11. Contact Us

If you have any questions or concerns regarding our payment methods, billing process, or transactions, please feel free to reach out to our customer support team:

By making a purchase from ChicXXFlair, you acknowledge that you have read, understood, and agree to the terms of this Payment Policy. Thank you for shopping with us!